What the check reads
- The selling price against MSRP, and against invoice when the quote includes one.
- The doc fee, dealer add-ons, GAP, and a service contract.
- A grade from A to F, plus short lines you can send back to the dealer.
Doc fee caps
A doc fee cap is the legal maximum on the dealer's paperwork charge in a state that sets one. This check flags a high doc fee on the quote you paste. It does not look up your state's cap. The cap, or the note that a state sets none, is on the dealer doc fees by state guide.
Out-the-door math
An out-the-door total adds the selling price, the fees, the add-ons, tax, title, and license. This check reads the selling price, the doc fee, and the add-ons. It leaves tax, title, and license off the grade, and it does not print that total. When a charge is worth a pushback, one of the lines asks the dealer to send the out-the-door price in writing, with every fee on its own line.
Quick answers
- What does the dealer quote check look at?
- It reads the selling price against MSRP and invoice, and it flags a high doc fee, dealer add-ons, GAP, and a service contract. It gives you a grade from A to F and lines you can send the dealer.
- Does the check apply my state's doc fee cap?
- No. It flags a high doc fee on the quote. It does not look up your state's statutory cap. That table is on the dealer doc fees by state page.
- Does the check calculate the out-the-door price?
- No. It does not add tax, title, or license, and it does not print an out-the-door total. A pushback line asks the dealer to send that total in writing.
- How is this different from a listing grade?
- A listing grade compares an asking price with other dealer listings. This check reads the quote the dealer already wrote. It does not compare the car with listings.